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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,622 | $76,564+26.2% | $105,582-8.5% | $94,015+2.8% |
| Participation rate | 55.2% | 65.2%-10.0pp | 71.8%-16.6pp | 70.8%-15.6pp |
| Annual return | 22.24% | 20.69%+1.5pp | 18.61%+3.6pp | 17.84%+4.4pp |
| Employer contribution / active EE | $2,284 | $1,995+14.5% | $2,984-23.5% | $2,790-18.1% |
| Participant deferral / active EE | $4,782 | $3,320+44.0% | $4,353+9.8% | $4,249+12.5% |
| Admin fee / account holder | $16,909 | $7,129+137.2% | $12,856+31.5% | $8,951+88.9% |