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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,759 | $117,846-86.6% | $102,434-84.6% | $145,884-89.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.27% | 31.90%-15.6pp | 29.46%-13.2pp | 551.85%-535.6pp |
| Employer contribution / active EE | $3,707 | $3,615+2.6% | $3,023+22.6% | $4,662-20.5% |
| Participant deferral / active EE | $5,955 | $5,733+3.9% | $5,055+17.8% | $6,690-11.0% |
| Admin fee / account holder | $1,111 | $13,356-91.7% | $9,462-88.3% | $13,392-91.7% |