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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,488 | $110,240-94.1% | $96,544-93.3% | $139,487-95.3% |
| Participation rate | 70.0% | 78.1%-8.1pp | 76.0%-6.0pp | 80.3%-10.3pp |
| Annual return | 72.14% | 26.41%+45.7pp | 25.88%+46.3pp | 373.84%-301.7pp |
| Employer contribution / active EE | $1,257 | $3,622-65.3% | $2,966-57.6% | $4,755-73.6% |
| Participant deferral / active EE | $2,292 | $5,549-58.7% | $4,851-52.7% | $6,713-65.9% |
| Admin fee / account holder | $830 | $11,602-92.8% | $8,254-89.9% | $11,407-92.7% |