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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,759 | $117,895-86.6% | $102,460-84.6% | $145,897-89.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.27% | 31.92%-15.6pp | 29.47%-13.2pp | 552.29%-536.0pp |
| Employer contribution / active EE | $3,707 | $3,619+2.4% | $3,025+22.6% | $4,663-20.5% |
| Participant deferral / active EE | $5,955 | $5,736+3.8% | $5,056+17.8% | $6,689-11.0% |
| Admin fee / account holder | $1,111 | $13,353-91.7% | $9,460-88.3% | $13,390-91.7% |