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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,023 | $167,362-81.5% | $143,799-78.4% | $134,532-76.9% |
| Participation rate | 46.7% | 84.8%-38.2pp | 80.3%-33.6pp | 81.2%-34.6pp |
| Annual return | -17.94% | 0.47%-18.4pp | -0.04%-17.9pp | 418.27%-436.2pp |
| Employer contribution / active EE | $2,059 | $5,620-63.4% | $4,952-58.4% | $4,741-56.6% |
| Participant deferral / active EE | $4,660 | $6,447-27.7% | $5,638-17.4% | $6,401-27.2% |
| Admin fee / account holder | $45 | $18,094-99.8% | $14,677-99.7% | $11,429-99.6% |