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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,713 | $172,111-34.5% | $150,298-25.0% | $137,256-17.9% |
| Participation rate | 38.1% | 81.7%-43.6pp | 77.8%-39.7pp | 80.0%-41.9pp |
| Annual return | 19.22% | 69.37%-50.2pp | 62.79%-43.6pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,900 | $4,636-59.0% | $4,154-54.3% | $4,156-54.3% |
| Participant deferral / active EE | $4,932 | $6,166-20.0% | $5,453-9.5% | $6,407-23.0% |
| Admin fee / account holder | $2,259 | $16,471-86.3% | $14,116-84.0% | $12,270-81.6% |