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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,906 | $183,539-54.8% | $155,556-46.7% | $145,897-43.2% |
| Participation rate | 36.8% | 82.7%-45.9pp | 78.2%-41.4pp | 80.3%-43.5pp |
| Annual return | 15.50% | 61.31%-45.8pp | 64.84%-49.3pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,216 | $5,315-58.3% | $4,675-52.6% | $4,663-52.5% |
| Participant deferral / active EE | $5,267 | $6,467-18.6% | $5,631-6.5% | $6,689-21.3% |
| Admin fee / account holder | $2,712 | $19,275-85.9% | $15,885-82.9% | $13,390-79.7% |