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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,010 | $102,609-24.0% | $98,090-20.5% | $138,895-43.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.99% | 36.44%-17.5pp | 37.05%-18.1pp | 145.39%-126.4pp |
| Employer contribution / active EE | $7,836 | $3,867+102.6% | $3,606+117.3% | $4,194+86.8% |
| Participant deferral / active EE | $11,423 | $8,167+39.9% | $7,845+45.6% | $6,396+78.6% |
| Admin fee / account holder | $957 | $11,434-91.6% | $11,815-91.9% | $12,562-92.4% |