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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,177 | $73,978+55.7% | $96,515+19.3% | $75,173+53.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 11.77% | 26.72%-15.0pp | 35.73%-24.0pp | 160.72%-149.0pp |
| Employer contribution / active EE | $6,352 | $2,931+116.7% | $3,740+69.9% | $2,671+137.8% |
| Participant deferral / active EE | $1,763 | $3,660-51.8% | $4,880-63.9% | $4,126-57.3% |
| Admin fee / account holder | $44,636 | $5,219+755.3% | $6,735+562.7% | $5,651+689.9% |