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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,092 | $78,670+118.8% | $109,173+57.6% | $85,847+100.5% |
| Participation rate | 93.8% | 68.3%+25.5pp | 75.9%+17.9pp | 69.3%+24.4pp |
| Annual return | 9.98% | 25.09%-15.1pp | 25.75%-15.8pp | 318.61%-308.6pp |
| Employer contribution / active EE | $5,093 | $2,734+86.3% | $3,723+36.8% | $2,565+98.5% |
| Participant deferral / active EE | $1,302 | $3,467-62.5% | $4,654-72.0% | $3,952-67.1% |
| Admin fee / account holder | $1,200 | $5,469-78.1% | $6,755-82.2% | $6,261-80.8% |