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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,794 | $148,623-65.2% | $135,974-61.9% | $139,466-62.9% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 85.75% | 79.30%+6.5pp | 68.30%+17.4pp | 373.66%-287.9pp |
| Employer contribution / active EE | $4,064 | $5,246-22.5% | $4,859-16.4% | $4,754-14.5% |
| Participant deferral / active EE | $11,518 | $8,103+42.2% | $7,760+48.4% | $6,712+71.6% |
| Admin fee / account holder | $950 | $12,406-92.3% | $10,767-91.2% | $11,409-91.7% |