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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,440 | $148,629-84.9% | $135,982-83.5% | $139,487-83.9% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 216.53% | 79.33%+137.2pp | 68.32%+148.2pp | 373.84%-157.3pp |
| Employer contribution / active EE | $2,929 | $5,247-44.2% | $4,859-39.7% | $4,755-38.4% |
| Participant deferral / active EE | $18,652 | $8,102+130.2% | $7,760+140.4% | $6,713+177.9% |
| Admin fee / account holder | $20,151 | $12,406+62.4% | $10,767+87.2% | $11,407+76.7% |