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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,443 | $167,352-88.4% | $143,788-86.5% | $134,509-85.5% |
| Participation rate | 78.3% | 84.8%-6.6pp | 80.3%-2.1pp | 81.2%-3.0pp |
| Annual return | -21.24% | 0.47%-21.7pp | -0.03%-21.2pp | 418.13%-439.4pp |
| Employer contribution / active EE | $1,896 | $5,620-66.3% | $4,952-61.7% | $4,741-60.0% |
| Participant deferral / active EE | $3,799 | $6,447-41.1% | $5,638-32.6% | $6,400-40.6% |
| Admin fee / account holder | $3,253 | $18,091-82.0% | $14,675-77.8% | $11,427-71.5% |