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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,016 | $90,614-83.4% | $76,089-80.3% | $145,877-89.7% |
| Participation rate | 84.2% | 74.5%+9.7pp | 69.1%+15.1pp | 80.3%+3.9pp |
| Annual return | 10.03% | 623.80%-613.8pp | 360.94%-350.9pp | 551.28%-541.2pp |
| Employer contribution / active EE | $2,480 | $3,324-25.4% | $2,690-7.8% | $4,663-46.8% |
| Participant deferral / active EE | $3,553 | $5,168-31.3% | $4,259-16.6% | $6,691-46.9% |
| Admin fee / account holder | $2,107 | $8,376-74.8% | $6,418-67.2% | $13,402-84.3% |