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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,597 | $85,024-89.9% | $70,544-87.8% | $139,466-93.8% |
| Participation rate | 89.5% | 73.9%+15.6pp | 68.4%+21.1pp | 80.3%+9.1pp |
| Annual return | 26.69% | 30.39%-3.7pp | 32.79%-6.1pp | 373.66%-347.0pp |
| Employer contribution / active EE | $2,087 | $3,912-46.6% | $2,976-29.9% | $4,754-56.1% |
| Participant deferral / active EE | $4,185 | $5,891-29.0% | $4,568-8.4% | $6,712-37.6% |
| Admin fee / account holder | $2,002 | $8,928-77.6% | $6,427-68.8% | $11,409-82.5% |