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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,016 | $90,530-83.4% | $76,030-80.2% | $145,897-89.7% |
| Participation rate | 84.2% | 74.4%+9.8pp | 69.1%+15.1pp | 80.3%+3.9pp |
| Annual return | 10.03% | 625.08%-615.0pp | 361.54%-351.5pp | 552.29%-542.3pp |
| Employer contribution / active EE | $2,480 | $3,319-25.3% | $2,688-7.7% | $4,663-46.8% |
| Participant deferral / active EE | $3,553 | $5,164-31.2% | $4,257-16.5% | $6,689-46.9% |
| Admin fee / account holder | $2,107 | $8,383-74.9% | $6,421-67.2% | $13,390-84.3% |