Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,309 | $142,392-95.6% | $119,622-94.7% | $134,532-95.3% |
| Participation rate | 52.9% | 82.8%-29.9pp | 79.3%-26.3pp | 81.2%-28.3pp |
| Annual return | -37.15% | -12.46%-24.7pp | -14.98%-22.2pp | 418.27%-455.4pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,834 | $6,467-56.2% | $5,601-49.4% | $6,401-55.7% |
| Admin fee / account holder | $302 | $13,593-97.8% | $10,328-97.1% | $11,429-97.4% |