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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,597 | $93,598-53.4% | $135,974-67.9% | $75,173-42.0% |
| Participation rate | 60.0% | 75.2%-15.2pp | 81.9%-21.9pp | 67.2%-7.2pp |
| Annual return | 27.73% | 30.89%-3.2pp | 68.30%-40.6pp | 160.72%-133.0pp |
| Employer contribution / active EE | $2,596 | $3,538-26.6% | $4,859-46.6% | $2,671-2.8% |
| Participant deferral / active EE | $4,769 | $6,405-25.5% | $7,760-38.5% | $4,126+15.6% |
| Admin fee / account holder | $200 | $6,978-97.1% | $10,767-98.1% | $5,651-96.5% |