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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,626 | $138,114-71.3% | $125,391-68.4% | $134,545-70.5% |
| Participation rate | 52.2% | 84.5%-32.3pp | 82.4%-30.2pp | 81.2%-29.1pp |
| Annual return | 75.51% | 750.88%-675.4pp | 572.41%-496.9pp | 418.37%-342.9pp |
| Employer contribution / active EE | $4,488 | $5,246-14.5% | $4,816-6.8% | $4,742-5.4% |
| Participant deferral / active EE | $2,460 | $7,801-68.5% | $7,448-67.0% | $6,401-61.6% |
| Admin fee / account holder | $123 | $11,570-98.9% | $10,009-98.8% | $11,431-98.9% |