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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $22,832 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,791 | $41,150-73.8% | $80,607-86.6% | $71,495-84.9% |
| Participation rate | 34.3% | 50.3%-16.0pp | 67.0%-32.7pp | 67.9%-33.6pp |
| Annual return | 21.83% | 38.48%-16.6pp | 936.11%-914.3pp | 28.85%-7.0pp |
| Employer contribution / active EE | $1,038 | $1,515-31.5% | $2,724-61.9% | $2,589-59.9% |
| Participant deferral / active EE | $1,875 | $2,701-30.6% | $4,448-57.8% | $4,291-56.3% |
| Admin fee / account holder | $209 | $1,841-88.6% | $5,379-96.1% | $1,588-86.8% |