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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,463 | $148,582-88.2% | $135,942-87.2% | $139,456-87.5% |
| Participation rate | 45.0% | 83.9%-38.9pp | 81.9%-36.9pp | 80.3%-35.3pp |
| Annual return | 69.29% | 79.26%-10.0pp | 68.28%+1.0pp | 373.45%-304.2pp |
| Employer contribution / active EE | $1,466 | $5,245-72.0% | $4,858-69.8% | $4,753-69.1% |
| Participant deferral / active EE | $2,737 | $8,101-66.2% | $7,759-64.7% | $6,711-59.2% |
| Admin fee / account holder | $873 | $12,402-93.0% | $10,764-91.9% | $11,407-92.3% |