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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,348 | $174,379-78.6% | $152,093-75.4% | $138,895-73.1% |
| Participation rate | 36.4% | 81.6%-45.3pp | 77.8%-41.4pp | 79.9%-43.6pp |
| Annual return | 26.58% | 74.86%-48.3pp | 66.36%-39.8pp | 145.39%-118.8pp |
| Employer contribution / active EE | $1,401 | $4,652-69.9% | $4,175-66.5% | $4,194-66.6% |
| Participant deferral / active EE | $3,475 | $6,159-43.6% | $5,451-36.3% | $6,396-45.7% |
| Admin fee / account holder | $160 | $16,880-99.1% | $14,497-98.9% | $12,562-98.7% |