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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,681 | $138,078-89.4% | $125,363-88.3% | $134,509-89.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.34% | 750.49%-773.8pp | 572.15%-595.5pp | 418.13%-441.5pp |
| Employer contribution / active EE | $9,064 | $5,245+72.8% | $4,815+88.3% | $4,741+91.2% |
| Participant deferral / active EE | $12,202 | $7,800+56.4% | $7,447+63.8% | $6,400+90.6% |
| Admin fee / account holder | $3,808 | $11,566-67.1% | $10,005-61.9% | $11,427-66.7% |