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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,562 | $102,635-82.9% | $86,209-79.6% | $139,456-87.4% |
| Participation rate | 87.5% | 74.5%+13.0pp | 69.0%+18.5pp | 80.3%+7.2pp |
| Annual return | 14.40% | 1923.53%-1909.1pp | 1169.05%-1154.7pp | 373.45%-359.1pp |
| Employer contribution / active EE | $302 | $3,034-90.0% | $2,381-87.3% | $4,753-93.6% |
| Participant deferral / active EE | $2,678 | $4,677-42.7% | $3,986-32.8% | $6,711-60.1% |
| Admin fee / account holder | $667 | $8,661-92.3% | $6,853-90.3% | $11,407-94.2% |