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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,530 | $209,888+113.7% | $189,545+136.6% | $167,553+167.7% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | -6.05% | 748.66%-754.7pp | 555.36%-561.4pp | 478.89%-484.9pp |
| Employer contribution / active EE | $27,272 | $6,915+294.4% | $6,162+342.6% | $4,840+463.5% |
| Participant deferral / active EE | $19,214 | $8,934+115.1% | $8,220+133.7% | $6,343+202.9% |
| Admin fee / account holder | $755 | $14,300-94.7% | $12,049-93.7% | $12,316-93.9% |