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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,713 | $197,637+116.9% | $177,848+141.1% | $158,982+169.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 38.57% | 58.77%-20.2pp | 48.33%-9.8pp | 302.99%-264.4pp |
| Employer contribution / active EE | $30,047 | $6,698+348.6% | $5,919+407.7% | $4,763+530.9% |
| Participant deferral / active EE | $24,750 | $8,405+194.5% | $7,714+220.9% | $5,983+313.6% |
| Admin fee / account holder | $19,293 | $15,406+25.2% | $12,431+55.2% | $11,252+71.5% |