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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,252 | $110,307-85.3% | $96,576-83.2% | $139,456-88.3% |
| Participation rate | 92.9% | 78.1%+14.7pp | 76.0%+16.9pp | 80.3%+12.5pp |
| Annual return | 41.28% | 26.40%+14.9pp | 25.87%+15.4pp | 373.45%-332.2pp |
| Employer contribution / active EE | $4,630 | $3,619+27.9% | $2,965+56.1% | $4,753-2.6% |
| Participant deferral / active EE | $8,767 | $5,547+58.0% | $4,851+80.7% | $6,711+30.6% |
| Admin fee / account holder | $2,287 | $11,597-80.3% | $8,253-72.3% | $11,407-80.0% |