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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,956 | $106,524-41.8% | $152,301-59.3% | $87,485-29.2% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.4%+8.9pp | 68.9%+22.4pp |
| Annual return | 22.45% | 26.89%-4.4pp | 80.50%-58.1pp | 26.06%-3.6pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $18,993 | $6,525+191.1% | $8,004+137.3% | $4,274+344.4% |
| Admin fee / account holder | $6,941 | $8,287-16.2% | $14,398-51.8% | $7,775-10.7% |