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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,896 | $102,422-62.0% | $147,117-73.6% | $80,959-52.0% |
| Participation rate | 95.1% | 75.9%+19.2pp | 82.2%+12.9pp | 67.7%+27.4pp |
| Annual return | 20.38% | 135.16%-114.8pp | 420.54%-400.2pp | 35.67%-15.3pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $14,197 | $6,652+113.4% | $8,065+76.0% | $4,300+230.1% |
| Admin fee / account holder | $4,542 | $7,953-42.9% | $12,993-65.0% | $6,925-34.4% |