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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,561 | $68,398+73.3% | $94,664+25.2% | $75,173+57.7% |
| Participation rate | 46.2% | 76.1%-29.9pp | 80.8%-34.7pp | 67.2%-21.0pp |
| Annual return | 49.32% | 616.72%-567.4pp | 156.84%-107.5pp | 160.72%-111.4pp |
| Employer contribution / active EE | $1,398 | $2,701-48.2% | $3,673-61.9% | $2,671-47.7% |
| Participant deferral / active EE | $3,534 | $6,537-45.9% | $7,417-52.4% | $4,126-14.4% |
| Admin fee / account holder | $3,851 | $5,324-27.7% | $7,222-46.7% | $5,651-31.8% |