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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,829 | $59,116+75.6% | $86,438+20.1% | $68,486+51.6% |
| Participation rate | 34.2% | 75.2%-41.0pp | 80.3%-46.1pp | 67.9%-33.7pp |
| Annual return | -17.34% | -0.23%-17.1pp | 4397.19%-4414.5pp | -7.85%-9.5pp |
| Employer contribution / active EE | $997 | $2,519-60.4% | $3,769-73.5% | $2,597-61.6% |
| Participant deferral / active EE | $2,894 | $5,902-51.0% | $6,952-58.4% | $4,028-28.1% |
| Admin fee / account holder | $6,124 | $5,639+8.6% | $6,733-9.0% | $5,404+13.3% |