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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,449 | $91,525-70.0% | $130,026-78.9% | $75,181-63.5% |
| Participation rate | 85.7% | 71.4%+14.3pp | 78.5%+7.2pp | 67.2%+18.5pp |
| Annual return | 16.58% | -631.40%+648.0pp | -137.26%+153.8pp | 160.69%-144.1pp |
| Employer contribution / active EE | $2,706 | $2,844-4.9% | $4,321-37.4% | $2,671+1.3% |
| Participant deferral / active EE | $5,956 | $4,342+37.2% | $5,821+2.3% | $4,126+44.4% |
| Admin fee / account holder | $4,299 | $6,778-36.6% | $10,608-59.5% | $5,650-23.9% |