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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482 | $25,979-98.1% | $71,702-99.3% | $68,495-99.3% |
| Participation rate | 62.5% | 54.5%+8.0pp | 62.3%+0.2pp | 67.9%-5.4pp |
| Annual return | 0.00% | -15.10%+15.1pp | 9.14%-9.1pp | -7.84%+7.8pp |
| Employer contribution / active EE | $122 | $900-86.5% | $1,704-92.8% | $2,596-95.3% |
| Participant deferral / active EE | $226 | $1,522-85.1% | $2,658-91.5% | $4,028-94.4% |
| Admin fee / account holder | $0 | $2,022-100.0% | $3,974-100.0% | $5,403-100.0% |