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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,727 | $102,663-54.5% | $86,216-45.8% | $139,466-66.5% |
| Participation rate | 69.2% | 74.5%-5.3pp | 69.0%+0.3pp | 80.3%-11.1pp |
| Annual return | 25.79% | 1924.52%-1898.7pp | 1169.42%-1143.6pp | 373.66%-347.9pp |
| Employer contribution / active EE | $4,151 | $3,035+36.8% | $2,382+74.3% | $4,754-12.7% |
| Participant deferral / active EE | $10,066 | $4,677+115.2% | $3,986+152.5% | $6,712+50.0% |
| Admin fee / account holder | $7,988 | $8,663-7.8% | $6,853+16.5% | $11,409-30.0% |