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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3+ years Filed as: LPL FINANCIAL- ANDY LUBASH Service code 26 · EIN 04-3046611 | Advisory (Participants) | $142,604 |
SUMMIT EQUITIES, INC.3+ years Service code 26 · EIN 22-2387914 | Advisory (Participants) | $68,512 |
MATRIX TRUST COMPANY3+ years Service code 19 · EIN 75-3182674 | Securities Custodian | $58,330 |
ROLAND CRISS FIDUCIARY SERVICES3+ years Filed as: ROLAND CRISS Service code 12 · EIN 75-2866255 | Participant loan processing; Other fe... | $32,982 |
AMERITAS LIFE INSURANCE CORP2 years Filed as: AMERITAS Service code 12 · EIN 47-0098400 | Recordkeeping fees; Other fees; Accou... | $10,904 |
STRATEGIC ADVISORS, INC.1 year Filed as: STRATEGIC ADVISORS Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,711 |
FID INV INST OPS CO1 year Service code 15 · EIN 04-2647786 | Recordkeeping | -$68,376 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,946 | $59,312+55.0% | $149,696-38.6% | $103,590-11.2% |
| Participation rate | 61.4% | 70.3%-8.9pp | 78.8%-17.4pp | 73.3%-12.0pp |
| Annual return | 101.89% | 78.03%+23.9pp | 134.46%-32.6pp | 33.13%+68.8pp |
| Employer contribution / active EE | $3,135 | $2,187+43.4% | $4,821-35.0% | $3,213-2.4% |
| Participant deferral / active EE | $2,983 | $3,719-19.8% | $5,682-47.5% | $5,214-42.8% |
| Admin fee / account holder | $59 | $103-42.3% | $13,212-99.6% | $114-48.1% |