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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,575 | $175,259+132.0% | $149,723+171.6% | $139,487+191.5% |
| Participation rate | 93.3% | 83.4%+9.9pp | 78.8%+14.6pp | 80.3%+13.0pp |
| Annual return | 14.54% | 166.82%-152.3pp | 134.50%-120.0pp | 373.84%-359.3pp |
| Employer contribution / active EE | $13,410 | $5,478+144.8% | $4,821+178.1% | $4,755+182.0% |
| Participant deferral / active EE | $6,853 | $6,522+5.1% | $5,682+20.6% | $6,713+2.1% |
| Admin fee / account holder | $97,510 | $16,158+503.5% | $13,215+637.9% | $11,407+754.8% |