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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,498 | $167,353+170.4% | $143,797+214.7% | $134,545+236.3% |
| Participation rate | 92.9% | 84.8%+8.0pp | 80.3%+12.5pp | 81.2%+11.6pp |
| Annual return | -14.73% | 0.48%-15.2pp | -0.04%-14.7pp | 418.37%-433.1pp |
| Employer contribution / active EE | $11,534 | $5,620+105.2% | $4,952+132.9% | $4,742+143.2% |
| Participant deferral / active EE | $6,485 | $6,447+0.6% | $5,638+15.0% | $6,401+1.3% |
| Admin fee / account holder | $6,563 | $18,096-63.7% | $14,679-55.3% | $11,431-42.6% |