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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,223 | $133,998-90.1% | $112,263-88.2% | $134,545-90.2% |
| Participation rate | 69.2% | 78.6%-9.3pp | 75.1%-5.8pp | 81.2%-12.0pp |
| Annual return | -15.49% | 47.17%-62.7pp | 27.49%-43.0pp | 418.37%-433.9pp |
| Employer contribution / active EE | $1,405 | $4,040-65.2% | $3,636-61.4% | $4,742-70.4% |
| Participant deferral / active EE | $2,050 | $5,292-61.3% | $4,729-56.6% | $6,401-68.0% |
| Admin fee / account holder | $1,150 | $7,493-84.7% | $6,410-82.1% | $11,431-89.9% |