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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,625 | $124,351-90.7% | $109,188-89.4% | $167,553-93.1% |
| Participation rate | 84.6% | 79.4%+5.2pp | 75.9%+8.7pp | 82.1%+2.5pp |
| Annual return | 13.19% | 26.04%-12.8pp | 25.76%-12.6pp | 478.89%-465.7pp |
| Employer contribution / active EE | $1,715 | $4,210-59.3% | $3,723-53.9% | $4,840-64.6% |
| Participant deferral / active EE | $2,760 | $5,257-47.5% | $4,654-40.7% | $6,343-56.5% |
| Admin fee / account holder | $1,234 | $7,975-84.5% | $6,755-81.7% | $12,316-90.0% |