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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,129 | $160,028+168.8% | $147,080+192.4% | $145,884+194.8% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 11.17% | 98.60%-87.4pp | 420.17%-409.0pp | 551.85%-540.7pp |
| Employer contribution / active EE | $7,432 | $5,286+40.6% | $4,933+50.7% | $4,662+59.4% |
| Participant deferral / active EE | $19,576 | $8,422+132.4% | $8,066+142.7% | $6,690+192.6% |
| Admin fee / account holder | $30,670 | $15,030+104.1% | $12,989+136.1% | $13,392+129.0% |