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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,991 | $82,678+324.5% | $125,391+179.9% | $68,490+412.5% |
| Participation rate | 96.7% | 75.1%+21.6pp | 82.4%+14.3pp | 67.9%+28.8pp |
| Annual return | -13.34% | -5.97%-7.4pp | 572.41%-585.8pp | -7.85%-5.5pp |
| Employer contribution / active EE | $5,191 | $3,382+53.5% | $4,816+7.8% | $2,597+99.9% |
| Participant deferral / active EE | $13,157 | $6,111+115.3% | $7,448+76.6% | $4,028+226.7% |
| Admin fee / account holder | $14,273 | $6,277+127.4% | $10,009+42.6% | $5,403+164.2% |