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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,119 | $132,099-94.6% | $115,599-93.8% | $138,895-94.9% |
| Participation rate | 93.3% | 77.9%+15.5pp | 74.3%+19.1pp | 79.9%+13.4pp |
| Annual return | 21.89% | 176.76%-154.9pp | 111.10%-89.2pp | 145.39%-123.5pp |
| Employer contribution / active EE | $1,719 | $3,416-49.7% | $2,955-41.9% | $4,194-59.0% |
| Participant deferral / active EE | $2,179 | $5,617-61.2% | $4,889-55.4% | $6,396-65.9% |
| Admin fee / account holder | $1,555 | $15,650-90.1% | $12,841-87.9% | $12,562-87.6% |