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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,037 | $70,366+155.9% | $66,674+170.0% | $138,895+29.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.39% | 386.41%-370.0pp | 321.24%-304.9pp | 145.39%-129.0pp |
| Employer contribution / active EE | $1,925 | $2,765-30.4% | $2,620-26.5% | $4,194-54.1% |
| Participant deferral / active EE | $13,979 | $4,374+219.6% | $4,084+242.3% | $6,396+118.6% |
| Admin fee / account holder | $776 | $5,262-85.3% | $5,098-84.8% | $12,562-93.8% |