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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,067 | $156,398-68.6% | $147,318-66.7% | $138,895-64.7% |
| Participation rate | 86.7% | 83.8%+2.9pp | 82.1%+4.6pp | 79.9%+6.7pp |
| Annual return | 24.54% | 78.75%-54.2pp | 70.43%-45.9pp | 145.39%-120.9pp |
| Employer contribution / active EE | $8,471 | $4,853+74.5% | $4,593+84.4% | $4,194+102.0% |
| Participant deferral / active EE | $14,161 | $8,237+71.9% | $7,906+79.1% | $6,396+121.4% |
| Admin fee / account holder | $3,637 | $14,976-75.7% | $13,708-73.5% | $12,562-71.0% |