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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,430 | $110,278-95.1% | $95,740-94.3% | $139,466-96.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 26.69% | 27.19%-0.5pp | 28.41%-1.7pp | 373.66%-347.0pp |
| Employer contribution / active EE | $823 | $3,260-74.8% | $2,836-71.0% | $4,754-82.7% |
| Participant deferral / active EE | $2,189 | $4,674-53.2% | $4,244-48.4% | $6,712-67.4% |
| Admin fee / account holder | $826 | $6,613-87.5% | $5,676-85.5% | $11,409-92.8% |