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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,735 | $134,817-47.5% | $123,973-42.9% | $155,188-54.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.08% | 515.49%-496.4pp | 388.13%-369.0pp | 148.84%-129.8pp |
| Employer contribution / active EE | $14,097 | $4,425+218.6% | $4,126+241.7% | $4,248+231.9% |
| Participant deferral / active EE | $16,583 | $5,706+190.6% | $5,247+216.0% | $6,531+153.9% |
| Admin fee / account holder | $393 | $13,245-97.0% | $11,799-96.7% | $14,480-97.3% |