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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,207 | $133,998-59.5% | $112,263-51.7% | $134,545-59.7% |
| Participation rate | 33.3% | 78.6%-45.2pp | 75.1%-41.7pp | 81.2%-47.9pp |
| Annual return | -18.26% | 47.17%-65.4pp | 27.49%-45.8pp | 418.37%-436.6pp |
| Employer contribution / active EE | $2,849 | $4,040-29.5% | $3,636-21.6% | $4,742-39.9% |
| Participant deferral / active EE | $5,012 | $5,292-5.3% | $4,729+6.0% | $6,401-21.7% |
| Admin fee / account holder | $282 | $7,493-96.2% | $6,410-95.6% | $11,431-97.5% |