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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,735 | $111,535-36.6% | $105,223-32.8% | $137,256-48.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.08% | 237.85%-218.8pp | 180.65%-161.6pp | 220.34%-201.3pp |
| Employer contribution / active EE | $14,097 | $3,939+257.8% | $3,689+282.2% | $4,156+239.2% |
| Participant deferral / active EE | $16,583 | $5,500+201.5% | $5,072+227.0% | $6,407+158.8% |
| Admin fee / account holder | $393 | $9,721-96.0% | $8,859-95.6% | $12,270-96.8% |