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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,375 | $110,307-87.9% | $96,576-86.2% | $139,456-90.4% |
| Participation rate | 81.8% | 78.1%+3.7pp | 76.0%+5.8pp | 80.3%+1.5pp |
| Annual return | 20.07% | 26.40%-6.3pp | 25.87%-5.8pp | 373.45%-353.4pp |
| Employer contribution / active EE | $2,226 | $3,619-38.5% | $2,965-24.9% | $4,753-53.2% |
| Participant deferral / active EE | $4,820 | $5,547-13.1% | $4,851-0.6% | $6,711-28.2% |
| Admin fee / account holder | $312 | $11,597-97.3% | $8,253-96.2% | $11,407-97.3% |