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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,542 | $70,366-15.4% | $66,674-10.7% | $138,895-57.1% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 17.91% | 386.41%-368.5pp | 321.24%-303.3pp | 145.39%-127.5pp |
| Employer contribution / active EE | $2,446 | $2,765-11.5% | $2,620-6.7% | $4,194-41.7% |
| Participant deferral / active EE | $3,716 | $4,374-15.0% | $4,084-9.0% | $6,396-41.9% |
| Admin fee / account holder | $20,878 | $5,262+296.7% | $5,098+309.5% | $12,562+66.2% |