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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,805 | $95,895-84.6% | $79,576-81.4% | $134,509-89.0% |
| Participation rate | 68.4% | 75.0%-6.6pp | 69.5%-1.1pp | 81.2%-12.8pp |
| Annual return | -22.87% | -2.72%-20.2pp | 0.15%-23.0pp | 418.13%-441.0pp |
| Employer contribution / active EE | $1,717 | $3,128-45.1% | $2,413-28.8% | $4,741-63.8% |
| Participant deferral / active EE | $6,157 | $4,693+31.2% | $3,985+54.5% | $6,400-3.8% |
| Admin fee / account holder | $142 | $9,129-98.4% | $6,834-97.9% | $11,427-98.8% |