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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,628 | $155,833+64.7% | $124,693+105.8% | $167,518+53.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 6.70% | 17.98%-11.3pp | 5144.19%-5137.5pp | 478.71%-472.0pp |
| Employer contribution / active EE | $1,672 | $4,164-59.9% | $3,324-49.7% | $4,838-65.5% |
| Participant deferral / active EE | $1,996 | $5,675-64.8% | $4,615-56.8% | $6,342-68.5% |
| Admin fee / account holder | $1,436 | $9,534-84.9% | $7,494-80.8% | $12,312-88.3% |